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Archives for February 2015

Why 12 Resolutions are Better than 1

February 13, 2015 by jlmdiscovery

Did you set a New Year’s Resolution this year?  An estimated 45% of Americans do, according to a University of Scranton study.  Yet only 8% are likely to achieve their goal by December 31st.  How is your progress towards your resolution this year?  Are you still trucking, or did you choose to celebrate “National Drop Your New Year’s Resolution Day” on January 17th?  Have you achieved your resolutions in the past?  If you’re among the majority struggling to meet your NYR, fear not!  I have a new strategy for you, and you can start it right now.

I’ve spent some time discerning the reasons that I’ve failed to meet my own goals in the past, and I’d bet you’ve experienced some of the same:

  • I set a REALLY vague goal (ex. save money)
  • I set goals because I thought they were the “right” ones to set (ex. lose weight)
  • I didn’t know where to start or how to accomplish it
  • I procrastinated because I had a whole year to work at it
  • I caved to immediate gratification (ex. “I’ll just work off the pizza later…”)
  • I got discouraged because I saw no progress

As to the first three issues, take a look at the top five most popular resolutions (do any look familiar?):

  1. Lose weight
  2. Get organized
  3. Spend less/save more
  4. Enjoy life to the fullest
  5. Stay fit and healthy

None of these can be considered “SMART” goals: Specific, Measurable, Achievable, Relevant, Time-bound.  These qualities add the necessary definition to your goal.  Without it, you’ll never know if you’re truly successful or how to go about it.  For example, instead of “lose weight” state “Run for 30 minutes 3x/week to improve my health and lose 20lbs by Dec 31st”.  On top of that, if your only reason for setting the goal is because you think you should set it, you’ll have no motivation when you reach an obstacle.  You need to know WHY you want to reach your goal; purpose is what will keep pushing you forward.  Don’t set someone else’s goal – set one that will improve your life and make you happier.

While it’s easy to find resources on SMART goals and purpose, we’re still faced with a bigger issue: a year is too long.  A year is full of distractions and procrastination.  We need to change our perspective on resolutions: instead of setting one large goal, break it up into 12 smaller ones.  If we alter our perspective to include 12 “milestones” (one per month), then the deadline is always within our sights instead of being 365 days away.  The best part?  You get a new start each and every month.

Here’s how to do it (and stick to it):

  1. Decide your SMART goal and why you want to achieve it

Think: Specific, Measureable, Achievable, Relevant, Time-bound.  Ex. “I want to save $5,000 for a down payment on a car by December 31st”

  1. Choose your strategy

How you are going to do it: before you jump into your goal, do some research and create an action plan containing all of your resources/tools and steps you can take to make progress.  Ex. weight loss: nutrition plan, gym/home workouts, health/fitness blogs.

  1. Break up your goal into 12 action steps

Set yourself an achievable goal for each month that will bring your closer to your overall goal.  Your goals can be as small or large as you want, so long as they are achievable and will add up to your total objective.  Choices: Divide your overall goal by 12 or determine 12 actions you can take to reach it.  Ex. Health: lose 8lb/month by swapping fast food for home-cooked meals and lifting weights 3x/week.  Ex. Career: Jan – Research openings at 5 companies, Feb – Write 5 cover letters, Mar – Attend 2 networking events, etc.

  1. Decide how you’ll track your progress

It’s crucial to map your progress, even on the “bad” months.  When and how you measure it is up to you.  Just set reminders and don’t forget to write it down.  Ex. start of the month, end of the month, weekly; via journal, app, chart.

  1. Assign rewards for progress at each milestone (optional)

If you think it’ll help motivate you, setup a reward for each month you reach your milestone goal.  However, be sure not to choose a reward that detracts from your progress (i.e. no chocolate cake for losing your 8lbs).  Even better, assign rewards that motivate you towards your goal.  Ex. new workout gear, a new book, a massage.

  1. Decide how you’ll get back on track if you slip

Have a plan to deal with cravings, procrastination, or distractions.  This way, when the going gets tough you’ll be better prepared to handle it and get back on course.  Ex. If I don’t have time to get to the gym, I’ll do a workout video at home or go for a walk around the neighborhood.  If I splurge on a donut at work, I’ll add an extra workout over the weekend.

  1. Assess your support system

While vague resolutions are at the top of reasons why we fail, having a good support system is the #1 reason people can succeed.  Sharing your trials and successes with others not only holds you accountable, but it reminds you that others are rooting for you to succeed too.  Ex. family, friends, social media, blogs.

  1. Get started!

 Here are a few last important tips for you:

  • This is an iterative process – each month, evaluate your progress and decide what worked and what didn’t. Change it or improve it for the next month.
  • Don’t be discouraged – if you don’t meet your goal one month, don’t try to overcompensate and don’t lose hope. For example, my friend bases her next goal on the progress from the month before (if she only loses 6lbs in one month, her goal is 8lb less than that the next month).  It’s better to keep making some progress than to give up after pushing yourself too hard.
  • Don’t set too many goals at once – we have limited will power and are easily distracted. Set one main goal and divide it up into your milestones.
  • Set your own milestones – if a month-long milestone is still too much, try bi-weekly.
  • Don’t let yourself get bored – change up your strategy to keep you on your toes (ex. new workouts).
  • Don’t give up! – you get a new start every month, and every day.

Remember: we never would have reached the Moon if no one had put action steps and milestones to Kennedy’s words.

It’s not too late to restart or set your resolution for the year.  If you’ve got one to share, please post below and tell me about any strategies that have worked for you.  I’d love to hear them!

Filed Under: Featured, Life Tagged With: goal setting, goals, milestones, New Year's Resolution, resolutions, SMART, success

Learn Something New in Only 5 Minutes

February 13, 2015 by jlmdiscovery

Most of us want to learn new skills, but feel we have “no time” to add anything to our busy schedules.  Between work, family, friends, homes, and all our other activities it’s intimidating to try to set aside time to study a new subject or try a new hobby.  But could you spare just five minutes?  What about time spent in transit?  Lunch and coffee breaks?  Prepping/waiting for dinner? Before you get out of bed?  When you’re settling down for the night (you know you’re on your phone anyway)?

Instead of browsing social media or playing Angry Birds, try some of these free apps (also web-based).  Five minutes a day is all you need to start picking up some new knowledge.

  • TED – TED Talks offers free videos on a huge array of interesting topics. Use the app to find specific subjects or simply select a video length (5-60min) and let it surprise you. There’s even an “audio-only” function if you’d like to listen to the talk in the car.
  • Memrise – While some suggest Duolingo, I prefer Memrise to pick up a new language (Duolingo doesn’t offer Russian). Five minutes lets you test your vocabulary.
  • Lumosity – Fun games (yes, games!) that help you exercise your brain, testing your memory, speed, and attention. While there is a paid subscription available, you can get a lot out of their free offerings.
  • Business Insider – I love this app for its combination of news, business/tech info, and career advice. The latter offers tips and strategies that apply to almost all professions.
  • GRE Vocabulary Flashcards – While you may not be taking the Graduate Record Exam any time soon, this app offers flashcards for a large set of words and lets you mark whether or not you’ve learned them.
  • Tenuto – If you’re interested in learning to sight read or enhancing your musical abilities, get some practice with this noteworthy app (pun intended).
  • The Bible App – Whether you’re religious or you’re just curious to learn what it’s about, this app offers plans that suggest different readings each day from both the Old and New Testaments.

If you’re looking for more ideas, try the following:

  • Flashcard app – There are a bunch available where you can make your own flashcards or download a question pack.
  • News aggregators – Get quick headlines all in one place to stay informed about the world.
  • Books – I’ve heard they’re great (:-P). In all seriousness, they’re your best bet before bed and you can set a timer to keep to your five minute rule.

Are there any apps you’d like to add to this list?  Share below!

Filed Under: Learning Tagged With: apps, education

How to Scrapbook Without Scrapbooking

February 13, 2015 by jlmdiscovery

I don’t know about you, but I am bombarded by beautiful scrapbook pages every time I walk into a Michaels.  My friends post tons of creative ideas for different layouts and intricate hand-crafted details.  I’ve even found packaged kits promising “easy” assembly of my very own book.  But here’s the truth: I have no time to scrapbook.  As much as I’d love to recreate the designs I find on Pinterest, it’s just not in the cards right now.  And I know I’m not alone.  So I started thinking about what people can do to preserve their favorite memories with the time they do have.  Here are some ideas to “scrapbook” without scrapbooking:

  • Memory Jar
    • What it is: Write down your favorite memories on slips of paper and store in a container.  Once a year (New Year’s, birthday, anniversary, etc.) open the container and read them with your loved ones.  You can even make a family or couple’s memory jar.
    • Setup: Find a jar, box, or other container where you can store your additions (mason jars work well).  Decorate it if you choose, and locate it in a prominent place along with pens and pre-cut slips of paper.
    • Advantage: Memories can be large or small, and you don’t need to remember photos or lengthy details.  Plus, reflecting on happy moments has been shown to make people feel happier overall.
  • Listography
    • What it is: The Listography series is a collection of books written by Lisa Nola.  In them, prompts direct readers to create a written scrapbook of lists such as “List people you’ve lived with” and “List your favorite restaurants”.  The same concept can be employed in any notebook full of your own lists.
    • Setup: Purchase a book or brainstorm some prompts for your own “scrapbook of lists”.  Use bold titles and add whenever you see fit.
    • Advantage: Memories are sorted into categories and you are offered guided prompts to facilitate quick entries.
  • Photo Collection
    • What it is: Create physical or virtual photo albums for your favorite events or years.  Add details through captions or handwritten notes on the back of photographs.
    • Setup: Purchase an album to populate with prints or setup a whole book through Shutterfly.  Alternatively, you can generate a purely online album via Facebook, Flickr, Instagram, or another favorite photo site.
    • Advantage: Camera are now always handy via phones, and online albums are free and easy to share with family and friends.
  • Keepsake/Shadow Box
    • What it is: Showcase your memories by displaying items and photos in a frame or store them safely in a dedicated box
    • Setup: Find a decorative box or create one of your own.  Or, for a shadow box, find a frame and decide on a general layout.  Fill both with mementos and loose photos, including any remnants that you have saved.
    • Advantage: Great for small, loose items that you’re holding onto.  Can also be themed by event or by trip (ex. keepsake box for your family vacation to the Grand Canyon).
  • Smash Book
    • What it is: The “Un-Scrapbook” – a loosely structured album of assorted scrapbook-type memorabilia.  Unlike the decorated pages of a traditional scrapbook, smash books focus more on the inclusion of the content itself over the layouts.
    • Setup: Check out K & Company for a full description and ideas for setup.  Packages are available through their site, Amazon, Michaels, and others, or just start your own notebook from scratch using similar materials.
    • Advantage: Get the benefits of scrapbooking without the pressure of making everything look perfect.
  • Q&A
    • What it is: Similar to the Listography idea, but uses questions as prompts instead of categories.  This is a great idea for including your elder family members in your scrapbook and helping them preserve their memories.
    • Setup: Setup a notebook with a question per page.  If you’re including answers from multiple family members, provide multiple pages or store responses in individual envelopes secured to the page (like in a smash book).  Send out prompts to your extended family, or visit and record their responses in a video.
    • Advantage: Preserve memories from all of your family members and compare their experiences.
  • Collage
    • What it is: Create a one-of-a-kind piece of art with photos, articles, quotes, and decorations.  It can be physical or virtual.
    • Setup: Choose a theme and collect items for your medium.  Fasten photographs and memorabilia to a base and frame, or use software to put together a quick virtual collage or slideshow.
    • Advantage: This is great for themes such as childhood (my mother-in-law created one containing my husband’s favorite subjects growing up) or couples photos (I made a desktop collage for our first dating anniversary).
  • Blog
    • What it is: Create a free online journal to document your trips, milestones, or even daily life.
    • Setup: Use a blogging site such as WordPress to create a free website you can share with your family and friends.  Post entries and photos, logging interesting thoughts and details of your adventures.
    • Advantage: Great for travel diaries, this method is easily shared via link and can be a great way to document milestones such as an engagement or life with a new baby.

These are just a few ideas to get you started.  Choose a method that works with your available time and meets your needs, whether you’re looking to simply remind yourself of the good times or you’d like to document all of your family’s endeavors.  Do you have any other ideas?  Please share below!

Filed Under: Fun Tagged With: listography, memory jar, scrapbook, shadow box, smash book

How to Earn Money While Shopping

February 13, 2015 by jlmdiscovery

I don’t think there’s anyone on this earth who wouldn’t mind a few extra dollars in their pocket.  And while you can search for promo codes, print out coupons, and seek out sales, there are actually quite a few ways you can earn cash back and rewards for items you’re buying anyway.  Some of these may be nothing new, but collectively they offer you a nice handful of “free money” for barely any extra effort:

  • Ebates

Ebates is a great site that my mom recently introduced me to, and it’s my new favorite way to shop online.  You simply log onto the site, then click the link to your favorite store and continue shopping as you normally would.  You can earn 1-5% cash bank on average (sometimes more), and it is credited to your account almost instantly.  They also offer their own deals at different stores and alert you to sales.  Plus you get a $10 gift card to a choice of stores just for signing up.  At the end of each quarter Ebates mails you a check.  I used it to shop on Amazon over Christmas and got a nice bonus check by mid-January.  Be sure to use it for Groupon deals, because you’ll earn 6%!

  • Grocery Rebate Apps

I’ve just started using these, and they do require a bit of time, but I’ve gotten $12 back so far just from scanning grocery receipts and answering a few polls.  Ibotta and SavingStar are the two I have installed on my phone.  Both work essentially the same way: scan the rewards before you shop to see which redemptions are available, shop as you normally would, then scan the items and take a photo of your receipt.  You can redeem your rewards through PayPal or through gift cards.  The difference is that Ibotta asks you to answer quick polls or watch short videos in order to earn rewards, and SavingStar offers freebies and a weekly deal on a fresh food item (such as apples).  In my opinion though, Ibotta offers rewards on better items, such as any brand of bread, cereal, eggs, and milk on occasion.  And you can form teams to add bonuses – the larger your team, the more you can earn (if you’re interested in joining my team, enter the referral code “iewolqd”).  Use both apps to bulk up savings.

  • Price Match Savings

I’m not sure if other stores offer this, but Walmart recently debuted their Savings Catcher app and I’ve already collected over $30 back on a gift card.  We get our groceries from their store in town primarily, so taking an extra minute to scan the receipt bar code is worth it.  Even if you don’t shop there all the time, the savings are figured out automatically and you can redeem them at any point.  Sometimes you don’t get any cash back, but sometimes you may also get $10-$15 from a single trip.   All you have to do is scan, so you can set your savings in motion by the time you drive home.

  • Credit Card Rewards

So I’ll preface this one with a caution: credit card rewards systems are great, as long as you’re responsible with them.  That being said, there are several great options for rewards systems out there: flat rate cash back, 5% rewards, gas rewards, mileage rewards, and more.  Research recommendations for the best cards, and choose the one that will benefit you the most.  I love to use my points for airline tickets, because nothing beats saving up to take large chunks off that ticket price.  I also know people who redeem the points for gift cards to their favorite stores and restaurants.  If you’re routinely paying off your purchases at the end of the month, credit card rewards can give you a healthy boost.

  • Airline Mile Programs & Partners

Speaking of airline miles, most major airlines offer mileage programs that reward you with for customer loyalty.  Fly often enough and you can join their elite programs, earning you free bags, VIP boarding lines, and free upgrades (it’s not as hard as you think: flying United 5-6 times in a year can be enough to make you a “Silver Member”).  Many airlines also have industry and corporate partners, where you can earn extra miles by flying partner airlines for other locations or purchasing certain products (ex. FTD has a deal with United Plus members).  Do some research on the different airlines to see which programs offer the most bang for your buck.

  • Rewards Cards

Most stores offer some form of a loyalty card, either in the form of a store credit card or a rewards card.  I’m a fan of the latter.  Kohl’s, CVS, Petco, Regal Cinemas, and others offer you cash back and freebies based on how often you shop with them (ex. 5% cash back, free popcorn).  The best part is that most of them can simply look up your account via phone number, so you don’t have to worry if you leave your card at home.  You can also stores cards on your phone with an assortment of “wallet” apps.  Kohl’s is my favorite of these, as they sometimes reward you with $10 in Kohl’s Cash for every $50 you spend.  And if you use CVS for prescriptions, don’t forget that you can apply them to your ExtraCare rewards.

  • Amazon Smile

Okay, so this one won’t earn you extra cash, but it will donate that money to a charity of your choice.  It functions the same way as Amazon’s standard site, but Amazon Smile automatically donates a portion of your purchase (0.5%) without you paying anything extra.  While they do offer several spotlight charities such as St. Jude Children’s Research Hospital and Doctors Without Borders, you can also write in a charity of your own that you’d like to support.  I think this is a great idea, and I highly recommend signing up; Amazon will even ask you if you’d like to switch sites once you sign on.

These programs have really helped my husband and me to save a bit of money on our purchases.  Just last month we used Ebates with Groupon to get a San Diego ticket package worth $211 for only $90, including an instant $6 cash back (plus 90 credit card points).

Here are some tips I’ve found useful:

  • Combine these programs/apps with coupons and sales for even better results.
  • Focus on using these ideas for what you’re already planning to buy; don’t get distracted into shopping for items only because they offer a deal.
  • Remember: all those nickels and dimes add up!

I hope this has given you some ideas for new ways to add some padding to your household budget.  Have you tried any other ways to save on shopping?  Please share below!

Filed Under: Home Tagged With: apps, cash back, Ebates, groceries, Ibotta, online shopping, rewards, Savings Catcher

10 Phrases Girls Face in STEM Careers

February 13, 2015 by jlmdiscovery

While it’s common knowledge that women are in the minority in most STEM careers, that number has been steadily growing over the past few decades.  For example, in 1970 women represented only 3% of engineering occupations, whereas in 2011 they represented 13%.  The number of bachelor’s degrees awarded to women in engineering rose to 19% in 2012.  However, even with the upward trend, there are still several challenges that women face when starting such careers, some even before they start college.  Here are 10 phrases I’ve heard with regard to my chosen path:

  1. “Engineering is for boys.”
  2. “You’d make a better nurse/teacher.”
  3. “Be careful not to break a nail.”
  4. “Your job is to take notes.”
  5. “You only got in because they needed more girls.”
  6. “Are you from HR?”
  7. “Great, we’ll have to take that harassment training.”
  8. “Now we have to watch our mouths; there’s a girl around.”
  9. “Aren’t you going to leave when you have children?”
  10. “Are you one of those feminists?”

Many of these are heard across the board for women with careers, but it surely makes the challenges of engineering even more difficult.  Young girls are steered away from STEM towards the jobs others feel are “meant” for them.  If I hadn’t been surrounded by the right people throughout my life, I likely would have been scared away 10 years ago.  That being said, here are several ways you can be supportive of girls entering STEM careers:

Interning with NASA
Interning with NASA
  • Demonstrate good role models: Seeing famous, and even local, role models actively participating in STEM careers is a great motivator. Many female astronauts remember seeing Sally Ride fly into orbit on Discovery and thinking “if she can do it, I can do it too.”  Show examples of women who have succeeded in STEM fields, or find local mentors/groups that can match up future engineers with professional counterparts.

 

  • Limit gender-based expectations: We need to encourage children that their path is up to them and their interests, not expectations of what role they should fill. While historically men and women flocked to particular jobs, this should not define people’s choices for the future.  If a girl wants to be an engineer, she should be an engineer (as a recent Twitter conversation discussed).

 

  • Increase gender esteem: How many times have we all heard the phrase “you ____ like a girl”? In fact, a recent commercial highlighted the fact that it’s assumed that “like a girl” is equivalent to “sub-par” or “weak”.  We are almost all guilty of this, but we need to stop relating half our population to inferior skill sets.  Girls need to know that they can be just as strong and intelligent as the boys.

 

  • Avoid pressuring girls to “prove themselves”: This may sound counterintuitive, but I hate when people advise me to go “prove myself” as a woman in engineering. I should be proving myself as an engineer just like the men, but not because I’m female.  We need to focus more on skills than on gender.

 

  • Focus on facts over assumptions: Some of the words that have hurt me most throughout my life were spoken when someone assumed I got a job or scholarship only because I’m a girl. We need to not be skewed by such gender-based views on the world; particularly in STEM it is the facts that matter.  Look at people’s abilities before you attribute their traits to gender.

 

  • Demonstrate all sides of STEM: while not everyone wants to become an electrical engineer, they may be interested in biomedical engineering. STEM fields cover such a broad area of work, that there’s nearly something for all interests.  We need to show off all of the different aspects of technical careers so that aspiring engineers and scientists can understand all that they can achieve.

 

  • Seek out professional groups: The Society of Women Engineers is a good example, but there are a great number of professional STEM groups (both female and mixed) that offer STEM resources and solidarity in dealing with any gender-based prejudices. Plus, it’s always nice to have friends and connections in your field.

 

  • Teach and seek balance: If you ask most people to describe themselves, the first thing they’ll tell you is their job. We are more than our jobs.  Too often I’ve seen or felt that if I participate in any feminine activities then I’m going back on the personality that I’ve established for my career.  So I too need to remind myself that people are multifaceted and can have any number of interests.

I have been fortunate to have highly supportive people in my life, and hopefully these insights will help you to be that person for someone else.  For any girls interested in pursuing a career in engineering or any other STEM field, I have this final piece of advice: no one can tell you what you enjoy doing and no one decides your skills for you; you choose your path with your dedication and passion.

Filed Under: Career, Featured Tagged With: mentoring, NASA, STEM, women

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